When you fail an examination
One year of full-time education corresponds to 60 study credits. You can be delayed by up to 60 study credits before it affects how much you may receive in loans and grants. If you are delayed by more than 60 credits, you are not entitled to loans and grants. However, if the delay has been caused by special circumstances, you may nevertheless be entitled to support.
The proportion of the loan that is converted to a grant is also linked to whether you pass. If you fail one or more examinations, loans will not be converted to grants for the subjects you failed. However, if you are able to make up the delay within four years, you will achieve conversion to grant.